Underwriter (DE or SAR) - 100% Remote

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timePosted 3 days ago location United States salarySalary undisclosed
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Job Description

This Jobot Job is hosted by Ashley Elm
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A Bit About Us

Looking to join one of the top new home builders in the nation? Looking for Conventional and Designated Underwriters - Don't hesitate and apply today!



Why join us?

In addition to a great team atmosphere, career development and advancement opportunities, we offer full-time employees an extensive benefits package, to include
Competitive Compensation
Health Care - Medical/Dental/Vision/Prescription Drug Coverage
401(k) with Company Matching Contributions
Flexible Spending Accounts
Disability Programs
Employee & Dependent Life Insurance
Vacation & Company Holidays
Tuition Reimbursement
Employee Home Purchase Rebate Program
Home Mortgage Program
Employee Assistance Program (EAP)

Job Details

As an Underwriter you will be responsible for the thorough review of in-house loans and pre-submission reviews of externally underwritten loans and ensuring that all loans are underwritten according to agency and investor guidelines. Promotes excellent customer service and related activities, and works with Management, Loan Consultants, Client Coordinators and Closers.

Job Details

Responsibilities

Responsible for determining and issuing the credit decision of FHA, VA and conventional, conforming including high balance and super conforming mortgage loan applications for conventional loans, and FHA and VA loan limits as published) according to agency and lender guidelines
Assess the borrower(s) ability to repay, including validation of the borrower(s) employment, income, credit, assets and collateral as well as clearing any applicable underwriting conditions
Complete reviews of loans that will be underwritten as a prior-approved loans with the company's investors and providing feedback to Client Coordinators and Loan Consultants
Maintain up to date knowledge of all agency and investor underwriting guidelines and credit overlays
Provides high quality customer service, including underwriting to the companies service level expectations
You are willing to perform other duties as assigned

Requirements

Bachelor's degree and minimum 10 years' of experience in the mortgage/finance industry, and 5-7 years' underwriting experience
Must hold a FHA Direct Endorsement Certification and VA SAR and have a thorough and comprehensive understanding of all FHA, VA, FNMA and FHLMC underwriting guidelines and investor overlays
Possesses comprehensive working knowledge of subject matter
Automated underwriting software required
Must be highly proficient in reviewing and analyzing all levels of individual and business income tax returns

Interested in hearing more? Easy Apply now by clicking the "Apply" button.