This Jobot Job is hosted by Ashley Elm
Are you a fit? Easy Apply now by clicking the "Apply" button and sending us your resume.A Bit About Us
Looking to join one of the top new home builders in the nation? Looking for Conventional and Designated Underwriters - Don't hesitate and apply today!
Why join us?
In addition to a great team atmosphere, career development and advancement opportunities, we offer full-time employees an extensive benefits package, to include
Health Care - Medical/Dental/Vision/Prescription Drug Coverage
401(k) with Company Matching Contributions
Flexible Spending Accounts
Employee & Dependent Life Insurance
Vacation & Company Holidays
Employee Home Purchase Rebate Program
Home Mortgage Program
Employee Assistance Program (EAP)Job Details
As an Underwriter you will be responsible for the thorough review of in-house loans and pre-submission reviews of externally underwritten loans and ensuring that all loans are underwritten according to agency and investor guidelines. Promotes excellent customer service and related activities, and works with Management, Loan Consultants, Client Coordinators and Closers.
Responsible for determining and issuing the credit decision of FHA, VA and conventional, conforming including high balance and super conforming mortgage loan applications for conventional loans, and FHA and VA loan limits as published) according to agency and lender guidelines
Assess the borrower(s) ability to repay, including validation of the borrower(s) employment, income, credit, assets and collateral as well as clearing any applicable underwriting conditions
Complete reviews of loans that will be underwritten as a prior-approved loans with the company's investors and providing feedback to Client Coordinators and Loan Consultants
Maintain up to date knowledge of all agency and investor underwriting guidelines and credit overlays
Provides high quality customer service, including underwriting to the companies service level expectations
You are willing to perform other duties as assignedRequirements
Bachelor's degree and minimum 10 years' of experience in the mortgage/finance industry, and 5-7 years' underwriting experience
Must hold a FHA Direct Endorsement Certification and VA SAR and have a thorough and comprehensive understanding of all FHA, VA, FNMA and FHLMC underwriting guidelines and investor overlays
Possesses comprehensive working knowledge of subject matter
Automated underwriting software required
Must be highly proficient in reviewing and analyzing all levels of individual and business income tax returns
Interested in hearing more? Easy Apply now by clicking the "Apply" button.