The Senior Appraisal Analyst reviews, analyzes, evaluates or renders risk-based processing and reporting to reduce operating losses and maintain maximum protection of the organization's assets and services. They will be supporting the first line of defense and will recommend opportunities and propose resolutions for improved efficiency, effectiveness and risk minimization. The Senior Appraisal Analyst will perform reviews on incoming appraisal assignments and will be asked to measure the overall risk to SBNA regarding the reasonableness and soundness of the collateral. The candidate will be exposed to complex residential appraisal assignments and will validate that the appraisal complies with USPAP, secondary market guidelines and SBNA standards. This role will require the candidate to precisely report inconsistencies, obtain revisions when necessary and provide an analysis of the findings within the review. Communication with vendors and internal lending partners will be required on an ongoing basis during the review process. The Senior Appraisal Analyst will be asked to mentor or assist Analysts and be asked to perform other duties as directed by management. Responsibilities and Requirements: MUST hold a Residential or General Certified Appraiser license in the US Have a minimum of 5 years' experience as a residential appraisal reviewer Proficient in all essential Microsoft products (Excel, Word, PowerPoint, Access, Outlook) Ability to recognize, communicate and resolve deficiencies within an appraisal or evaluation The ability to meet the production and quality goals of this position Able to work within a team environment and work independently The ability to multi-task in a fast-paced environment Ability to work on projects and meet deadlines with a sense of urgency Demonstrate good oral and written communication skills Knowledge of the secondary market Appraisal and Collateral guidelines Interprets and applies procedures, ensures analysis is documented and that records are maintained. Performs other duties and responsibilities as assigned; assist senior level staff and management as requested Provides procedural guidance and support to analysts in the department; provide insight of various methods within the appraisal analysis Reviews identified risks and liabilities; informs and recommends resolutions with business lines to mitigate risk potential Bachelor's Degree; Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics, or equivalent field Or, equivalent work experience; 3-5 years Ability to analyze risk and provide recommendations and/or resolutions to minimize risk. Ability to build and foster internal relationships. Ability to change direction as project demand dictates. Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner. Ability to interpret, analyze and apply data/information. Ability to organize and prioritize multiple tasks to meet deadlines. Ability to stay abreast of industry best practices, procedures, and techniques. Ability to summarize, document, and communicate information in a clear and concise manner. Ability to work independently as well as collaboratively within a team environment. Demonstrated practical and theoretical knowledge of risk principles, concepts and policies. Strong MS Office (Excel, PowerPoint, Word, Visio, and Outlook) skills. Strong organizational and time management skills. Strong problem solving and critical thinking skills. Strong quantitative capabilities and analytical skills, including an investigative mindset. Strong verbal and written communication skills. [PHYSICAL DEMANDS] Minimal physical effort such as sitting, standing, and walking. Communicates in a timely and straightforward manner. Probes for additional information, clarifies assumptions and confirms agreed-upon actions. Keeps everyone involved informed about progress and issues. Communicates the importance and benefits of risk management to counterparts. Displays natural skepticism and curiosity to question the status quo and uncover issues. Adheres to a good root cause analysis process. Creates a good working environment in the team; works towards shared goals contributing ideas and accepting change. Provides assistance to and coaches less experienced team members. Executes risk management process and procedures without management direction and demonstrates awareness of expected results. Knows the relationship and impact of actions and results. Has an understanding of regulations impacting area supported. Follows through to meet commitments to others. Takes responsibility for achieving strong results, despite balancing multiple complex demands. Knows who to reach out to inside and outside of one's team to get work done. Takes action to enhance working relationships needed to achieve seamless workflow. Stays current with industry and regulatory trends and emerging risk issues. Has good understanding of current market and competitive landscape that the organization operates within, Uses information and data effectively to support a position and present a rational case. At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Primary Location: Boston, Massachusetts, United StatesOther Locations: Rhode Island-East Providence,-,New York-Melville,Massachusetts-Dorchester,Massachusetts-BostonOrganization: Santander Bank, N.A.