Remote Mortgage Underwriter II

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timePosted 4 days ago location United States salarySalary undisclosed
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Job Description

Chase is seeking experienced Mortgage Underwriters with lending authority for permanent Remote Work At Home Underwriting roles. Located anywhere within the United States, and ability to work from home full time permanently. As a Remote Underwriter, you will be responsible for the analysis of submitted file for Capacity, Capital, Character, Collateral, and Condition. This includes ensuring that loan request meets program and product specifications or counter-offer to different product and/or program when appropriate. In addition, you will communicate decision (approval, suspense, denial) to appropriate individuals within JPMorgan Chase, uphold fair lending practices of JPMorgan Chase Mortgage, meet targets for productivity, quality, and customer satisfaction, and perform second review of contract underwritten denials.Internal DescriptionChase is seeking experienced Mortgage Underwriters with lending authority for permanent Remote Work At Home Underwriting roles. Located anywhere within the United States, and ability to work from home full time permanently.As a Remote Underwriter, you will be responsible for the analysis of submitted file for Capacity, Capital, Character, Collateral, and Condition. This includes ensuring that loan request meets program and product specifications or counter-offer to different product and/or program when appropriate. In addition, you will communicate decision (approval, suspense, denial) to appropriate individuals within JPMorgan Chase, uphold fair lending practices of JPMorgan Chase Mortgage, meet targets for productivity, quality, and customer satisfaction, and perform second review of contract underwritten denials.Minimum of five years first mortgage underwriting experience Demonstrated expertise in Government, Agency (FHA/VA), and Jumbo guidelines High level knowledge and understanding of government lending. Generally working to obtain the government designations (DE, VA Auto/Lapp) Excellent analytical and decision making skills Strong verbal and written communication skills Ability to communicate well in difficult situations Strong negotiation skills Thorough knowledge of complex personal and business financial analysis and is proficient at cash flow and Adjusted Growth Income (AGI) self-employed income analysis and corporate tax returns. Minimum of one year experience in underwriting first and/or second mortgages. Current lending authority Demonstrated experience in underwriting both manually and through the use of automated underwriting systems. Thorough knowledge of Mortgage Insurance policies Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. Equal Opportunity Employer/Disability/Veterans