The PositionOur New York City based client is seeking to fill a Remote Mortgage Loan Underwriter role. The successful candidate will be responsible for examining loan documentation and evaluating credit decisions for accuracy and compliance with the portfolio and all investor guidelines. Also, making final loan decisions within written approval authority in accordance with appropriate guidelinesThis position comes with a generous salary of up to $100K and a full benefits package.Mortgage Underwriter responsibilities include: Receiving mortgage applications and underwrite applications as per designated limits. Analyzing income and employment detail of the borrower to determine the ability of the borrower to repay the mortgage loan. Evaluating of credit and property documents in loan files, identify potential risks and advise as to the appropriate decision of the file as it relates to approving, declining, or suspending the loan based upon FNMA/FHLMC and investor underwriting guidelines. Reviewing the borrower's credit report and credit rating to determine the ability of the borrower to repay the loan after analyzing the borrower's prior payment history. Evaluating asset documentation from which the applicant's funds seem to be originating. Meeting monthly minimum turn times and KPI/ productivity requirements. Reviewing the appraisal and check if it has been valued properly to warrant the loan requested from the bank. Providing written approvals/suspensions/denials to loan consultants and processors on their underwriting submissions. Performing timely reviews of loan submissions and conditions. Examining loan documents for accuracy and completeness. Assessing applicant(s) credit to adhere to all regulatory, compliance, and investor requirements. Maintaining a current understanding of various documentation types, loan programs, as well as all overall general underwriting guidelines. Working with Loan Officers to aid in resolving Mortgage Lending Applications and final documentation. Meeting production, quality, and service standards along with providing feedback to ensure quality. RequirementsWho Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience: Bachelor's degree preferred in finance or accounting. Four or more years' experience in mortgage credit underwriting. Must have experience in automated underwriting systems; working knowledge of Encompass. In-depth understanding of mortgage insurance business, mortgage insurance programs, policies, and services. Must have knowledge pertaining to the regulations governing mortgage lending. Familiar with different appraisal types and basic mortgage loan documents. Understanding of compliance-related issues in regard to initial disclosures and re-disclosures including correct fees, dates, and compliance to regulations. Must have analytical and auditing skills as well as high mathematical aptitude. Excellent verbal and written communication skills. Ability to effectively make decisions in an independent manner. Good organizational skills to accommodate involvement in multiple areas. Ability to work with people in an efficient and friendly manner. Ability to assess complex information in a timely manner. Ability to utilize personal computers and Windows driven programs. BenefitsThis position comes with a generous salary of up to $100K and a full benefits package.