Job Description : Specific information related to the position is outlined below. To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. Need Help?Should you have a disability and need assistance with the application process, please request a reasonable accommodation by emailing Accessibility or by calling . This email inbox is monitored for reasonable accommodation requests only. Any other correspondence will not receive a response.Regular or Temporary:RegularLanguage Fluency: English (Required)Work Shift: 1st shift (United States of America) Please review the following job description:Truist Underwriters are now 100% remote within Truist Retail Banking Footprint. This includes: NC, SC, GA, KY, VA, WV, MD, DC, TN, FL, AL, TX, OH, PA, NJ, IN, AK, and MS.Underwriter is responsible for underwriting residential mortgage loans to ensure compliance with bank, investor and secondary market standards. Communicates with processor, originators and other internal and external customers. Meets performance standards and goals established by the bank. Approve acceptable loans within delegated lending authority up to $850,000.Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.Perform detailed underwriting analysis of all Truist Financial mortgage loan products including calculating all income type, calculating complex financial analysis, analyzing title reports and lien information, reviewing all financial statements, and reviewing all additional documentation prior to approval.Ensure that all loan files are documented to meet portfolio and investor guidelines to ensure marketability and maintain quality standards.Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and their required documentation; demonstrated expertise with two or more of the following categories preferred - GSE, Government, Portfolio - and/or expertise in government lending.Loans to be adequately conditioned to meet Mortgage Lending products, policies, processes, and their required documentationAdhere to all compliance regulations and controls.Conduct proactive and effective pipeline management to ensure that metrics are met.Develop and maintain positive working relationship with co-workers, internal and external clients, business partners and vendors.Required Qualifications:The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Three or more years of mortgage loan underwriting experience. Excellent Communication skills, both written and verbal, in relating to internal and external clients. Demonstrates proficiency in basic computer applications, such as mortgage automated processing systems and Microsoft Office software products. Ability to travel, occasionally overnight.Preferred Qualifications:Bachelor's degree in Business or related field, or equivalent education and related training Basic knowledge of bank services and products Direct Endorsement and Staff Appraisal Reviewer CertificationsTruist supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace. Thank you for your interest in Truist! BB and SunTrust have come together in a transformational merger of equals to create Truist, the premier financial organization in the country. You may notice references to our legacy company names, BB and SunTrust, in places throughout this site. All such references should be understood to refer to Truist moving forward while we continue to transition to the Truist name.EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify Thank you for your interest in Truist! BB and SunTrust have come together in a transformational merger of equals to create Truist, the premier financial organization in the country. You may notice references to our legacy company names, BB and SunTrust, in places throughout this site. All such references should be understood to refer to Truist moving forward while we continue to transition to the Truist name.