Credit Analyst 6 - Telecommute

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Posted 2 days ago United States $92k - 109k (US Dollars)
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Job Description

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we're one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.Job DescriptionExplore your career possibilities here:Are you ready to start your career with unlimited opportunities for growth and development? Join our diverse and inclusive team where you will feel valued and inspired to contribute your unique skills and experience.Responsibilities:Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered.Basic Qualifications:- Bachelor's degree, or equivalent work experience- Six or more years of relevant experiencePreferred Skills/Experience:- Strong credit analysis and analytical skills- In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis- Background in economics, accounting, and/or finance- Effective technical report writing skills- Effective verbal and written communication skills- Proficient computer navigation skills using a variety of software packages- Master's degree or CPA certification is preferredCore values:By practicing these values, we continue to meet the challenge of being a leading service provider in the banking industry.• We do the right thing - We act ethically, honestly and with integrity.• We power potential - We champion and encourage potential in our customers, each other and our communities.• We stay a step ahead - We value continuous improvement over fast growth, because bigger isn't better: Better is better.• We draw strength from diversity - Diversity, inclusion and collaboration aren't just policies- they're defining characteristics of our culture.• We put people first - We invest in enhancing the skills and knowledge of our employees to create great experiences for our customers.What we offer:• Paid training and development opportunities• Competitive wages and performance-based bonus opportunity• Comprehensive benefits package including:Medical, dental and vision plansPaid vacation to help you rechargeTwelve paid holidays every yearTuition reimbursementMaternity and paternity leaveShort- and Long-Term Disability401K plan with company matchAnd more!Benefits:Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visitingusbank.com/careers.EEO is the LawApplicants can learn more about the company's status as an equal opportunity employer by viewing the federal EEO is the Law poster.E-VerifyU.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.Salary range reflected is an estimate of base pay and is for the primary location. Base pay range may vary if an offer is made for work in a different location. Pay Range: $92,735.00 - $109,100.00 - $120,010.00