Commercial Underwriter II (Renewable Energy Clients) / REMOTE

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📅  Posted 15 days ago 📍 United States 💵 not specified
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Job Description

What You Will Do:

  • Underwrite various government guaranteed and conventional loans in a timely and efficient manner.
  • Understand credit policies and underwriting standards.
  • Think analytically and be a proactive problem solver.
  • Read, analyze, and interpret reports such as real estate appraisals, environmental assessments, and business valuations.
  • Review and analyze loan packages for content, completeness, and viability.
  • Order and review due diligence and documentation.
  • Review and analyze financial statement spreads and cash flow models.
  • Manage customer relationships throughout the underwriting process.
  • Communicate effectively with customers, legal counsel, third party vendors, and other involved parties.
  • Gain thorough understanding of the Prospect’s business model, including relevant risks.
  • Prepare the credit narrative for appropriate approval.
  • Present credit narratives to credit committee for approval.
  • Perform other ad-hoc functions, projects, etc. for other areas of the bank as required.
  • Ability and willingness to travel.
  • Other duties as assigned.

What You Will Need:

  • Typically, 3+ years’ relevant experience.
  • 1-3 years of lending experience with demonstrated strong credit management skills preferred.
  • Experience with SBA or USDA guaranteed loan products preferred.
  • Thorough knowledge of secured or cash flow lending with skill set to underwrite large, complex transactions.
  • Bachelor’s degree or equivalent experience from which comparable knowledge and job skills can be obtained.

The responsibilities listed above are not all inclusive and may be changed at any time.